Are you looking to purchase a new home?
Before you spend every Sunday at open houses, on top of countless hours at your computer sifting through hundreds of homes in the area, talk to your loan officer at Peeples Lending about the "To Be Determined" mortgage pre-approval process.
We will examine all of your finances to determine if you are financially able to buy a home, and if you are, how much you can afford. We will then issue a To Be Determined (TBD)pre-approval letter, which you can present to sellers as proof of your ability to buy.
TBD Pre-approval Program Highlights:
- Creditworthiness analyzed
- Initial disclosures not required because the property has not been identified by the consumer
- Pre-approval for 90 days
- Follows normal purchase turn times
- All programs eligible except USDA
- Available for conventional purchase loan transactions
- Helps borrowers understand upfront which types of homes you should look at. You won't waist time looking at homes that are out of your price range
- Competitive interest rates
- It tells sellers you're serious about buying. If a seller receives competing offers, the offer backed by a pre-approval letter may be a more attractive option because the seller knows that the buyer is approved for the purchase. In fact, a pre-approval letter is sometimes necessary to make an offer
- Guaranteed underwriting turn times
Educate, amuse, and enrich. Three simple words get right to the heart of what we do at Peeples Lending Services!
Apply now at www.gopeeples.com or give us a call at 504.368.2886
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